budget planning Archives - Page 38 of 41

When is the time to start planning for Christmas? Now!

on February 16, 2018

It’s that time of year when the kids are back at school, the summer holidays are already starting to become a distant memory and Christmas is starting to blur into Christmases of years gone by. In theory at least, life is getting back to normal. If, though, your Christmas was paid for on plastic, there’s probably nothing normal about the credit card bill or bills you are receiving about now. They can make for a stressful start to the year and have you wondering whether you will ever manage to break out of a relentless cycle of high-interest debt. By taking […]

2018 Victorian Car Registration Initiative | Personal Budget

on September 25, 2017

Victorians will now be able to pay their car registration in quarterly or half-yearly instalments from January, two years after the Government flagged introducing the measure to help low-income families struggling with their bills. This initiative gives all Victorians options (annually, 6-monthly or quarterly payments) regarding what has traditionally been one of the biggest single payments people make throughout the year – one which has been described by Emma King, CEO of the Victorian Council of Social Service, as an “annual wrecking ball through the family budget.” It’s these type of one-off large payments that people often struggle to […]

Five quick tips to save on your weekly shop | Family Budgeting

on April 26, 2017

PLAN YOUR MEALS (OBVIOUSLY!) It’s the most obvious tip around. But planning your meals is imperative when you’re wanting to stick to a budget. Don’t be wasteful, elements of certain meals can be transferred to others. If you’ve planned a meal that only uses half a tub of cream, make another meal with similar ingredients in the days after, so there’s no waste. GET CHOPPING! As soon as you get back from your regular shop, wash, chop & store your fresh fruit and vegetables! Instead of buying pre-cut (and wasting your money!) chop and divide your fresh fruits and vegetables into […]

4 handy tips for a family holiday on a budget | Plan and save for your next getaway!

on March 19, 2017

There’s nothing quite like packing your bags and preparing for a fun getaway! But if you’ve got young children, you’ll know that it can be quite a task juggling all the necessary task to get on the road. The last worry you need is meeting your financial requirements, so plan ahead with your family holiday budget… We have come up with four tips which we think will help get you started! 1. Bag a bargain flight. One major way to save money when planning a family holiday is by shopping around for flights. Most obviously, travelling during an off peak period […]

Sort My Money founder David Rankin chats with Channel Nine’s Today Extra

on February 23, 2017

Sonia and David from Channel Nine’s Today Extra caught up with Sort My Money founder, David Rankin, to ask him for personal budgeting tips that stick. David and his team are assisting everyday Australian’s in achieving financial stability, working towards their financial goals and changing their money habits. Sort My Money charges the lowest fees – including no establishment fee or lock-in period – of any personal budgeting company in Australia. View the video below. Interview Transcript: DAVID (PRESENTER): We’re going to uncover the easy habits that you can put into action right now, today, to make your life better […]

Personal Budgeting is Not About Scarcity

on February 16, 2017

Many people associate a budget with scarcity, and that’s where they come unstuck. Once you understand that personal budgeting is all about abundance – and having an allowance for everything – that’s when it becomes fun. And, when it becomes fun, it becomes sustainable! An effective budget includes financial goals and aligns spending to those goals. For most individuals, general living expenses are the largest part of their budget and smaller amounts are set aside for long-term goals such as buying a home, starting a family, travelling or starting a business. Without a budget, it can be difficult to save […]