𝐓𝐞𝐦𝐩𝐭𝐚𝐭𝐢𝐨𝐧 𝐢𝐬 𝐭𝐡𝐞 𝐫𝐨𝐨𝐭 𝐨𝐟 𝐮𝐧𝐧𝐞𝐜𝐞𝐬𝐬𝐚𝐫𝐲 𝐬𝐩𝐞𝐧𝐝𝐢𝐧𝐠. Sometimes temptations come in the form of gadgets and clothing, but a lot of times these are in the form of food. The Dessert Devotee’s weakness is buying more food than needed, usually dessert or pastries with takeaway coffee or drinks. Avoiding this habit would be good for both your pocket and your health. Got a bad spending habit you need to break? Email us at info@sortmymoney.com.au to learn more.
𝐘𝐨𝐮 𝐝𝐨𝐧’𝐭 𝐧𝐞𝐞𝐝 𝐚 𝐫𝐚𝐢𝐬𝐞 𝐭𝐨 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐞 𝐲𝐨𝐮𝐫 𝐬𝐚𝐯𝐢𝐧𝐠𝐬, 𝐛𝐮𝐭 𝐢𝐭 𝐝𝐞𝐟𝐢𝐧𝐢𝐭𝐞𝐥𝐲 𝐡𝐞𝐥𝐩𝐬! Earn more money from the job you already have and the skills you already learned. Think you can put in more hours at work and get overtime pay? Go ahead. Do you have the professional or technical skills that you can monetise? Do it, if you have extra time. Often, it’s the things we already have that can help bolster our finances. So, take a good look around your house now because your startup might just be in front of you. Do you need a nudge? Email […]
Many people’s financial behaviour is unconscious; it is on autopilot – but not one they have ever knowingly programmed. They tap and go, pay bills as they come in, and make it through till next payday. If you recognise yourself in this description, breaking out of your financial holding pattern involves becoming conscious of your money. And achieving this is easier than you might think – especially if you start small. Itching to reach your money goals? Get started now with financial management by experts. Email us at info@sortmymoney.com.au to learn more.
Because leisure travel is a luxury, it is the perfect candidate for a savings plan. Make sure everything in your trip is accounted for so overspending can be avoided. If, however, you typically fund a holiday by borrowing money, you are setting yourself up for instant gratification. This can only lead to stress. Allow yourself a pleasurable and truly relaxing vacation without needing to pay back your loan as soon as you get home. Get more tips on how to successfully fund a trip abroad from our expert financial coach. Email us at info@sortmymoney.com.au to learn more.
Often, an income increase leads to higher spending due to an increased standard of living. It’s normal and it happens to many people. However, once you’ve found a budget that works for you and allows the occasional pleasures in life, make sure you maintain that. Resist the temptation to increase your outgoings and you’ll see how easy it is to reach your saving goals. Do you need more motivation to get started? Sort My Money can help you. Email us at info@sortmymoney.com.au to learn more.
𝐈𝐟 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐥𝐨𝐨𝐤𝐢𝐧𝐠 𝐭𝐨 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐞 𝐲𝐨𝐮𝐫 𝐬𝐚𝐯𝐢𝐧𝐠𝐬 𝐰𝐢𝐭𝐡 𝐥𝐢𝐭𝐭𝐥𝐞 𝐞𝐟𝐟𝐨𝐫𝐭 𝐟𝐫𝐨𝐦 𝐲𝐨𝐮𝐫 𝐬𝐢𝐝𝐞, 𝐬𝐭𝐚𝐫𝐭 𝐛𝐲 𝐫𝐞𝐝𝐮𝐜𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐞𝐱𝐭𝐫𝐚 𝐬𝐩𝐞𝐧𝐝𝐢𝐧𝐠𝐬. It’s simple because you do not need to negotiate these changes with anyone but you! Compared to settling balances with creditors and financial officers, choosing to reduce your expenditure is the easier method. With no one else but yourself to tell you where to start, the process becomes more personalized and easier to achieve. Do you need advice to get you started? Email us at info@sortmymoney.com.au to learn more.