Increase Your Credit Score

credit score

Misconceptions about credit scores are common, and bad choices can contribute to its decrease. Increase your credit score with these tips provided by David Rankin, one of Australia’s top financial coaches. If you are trying to fix your credit score, we recommend consulting with a professional budgeting coach and receiving a run-through of your best options. Click here to learn more about how to improve your credit card rating from David’s podcast on Performance.  


Start Proper Budgeting Today

Spending Habits

Weekly, fortnightly, or monthly earnings are usually constant, and it can take months or years before these change. So donโ€™t wait until that pay raise to start making adjustments to your budget. Make a move now and transition to your new income with ease later on. Are you preparing for new ventures? Have a professional plan a budget and prepare a financial system that works for you and your family. Think long-term, and begin your journey today. Talk to a licensed financial consultant. Email us at to know more.  


Continually Optimise Your Finances

Progress Updates and Tips

Sort My Money gives you ongoing updates on your progress and tips to continually optimise your finances. Aside from personalising a budget plan for you, we also continuously guide you throughout the process. We realise that changing financial habits is a challenging task, especially when youโ€™ve been in your current habits for years. Sort My Money will be with you every step of the way โ€“ facing every challenge and achieving every milestone together. Get started on your journey today. Call us at 1300 98 38 61 to know more.  


Have a Comprehensive Plan

Leave the heavy lifting to us

๐’๐จ๐ซ๐ญ ๐Œ๐ฒ ๐Œ๐จ๐ง๐ž๐ฒ ๐ฐ๐ข๐ฅ๐ฅ ๐๐จ ๐ญ๐ก๐ž ๐ก๐ž๐š๐ฏ๐ฒ ๐ฅ๐ข๐Ÿ๐ญ๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐ฒ๐จ๐ฎ. We plan and structure your payments, so all you need to do is stick to your budget and watch your money grow. The comprehensive plan is personalized to you and your familyโ€™s needs and focuses on both big and small expenses. Do you need help organizing your finances? ๐˜พ๐™ค๐™ฃ๐™จ๐™ช๐™ก๐™ฉ ๐™ฌ๐™ž๐™ฉ๐™ ๐™ค๐™ช๐™ง ๐™ฅ๐™ง๐™ค๐™›๐™š๐™จ๐™จ๐™ž๐™ค๐™ฃ๐™–๐™ก ๐™›๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™ž๐™–๐™ก ๐™˜๐™ค๐™–๐™˜๐™ ๐™ฉ๐™ค๐™™๐™–๐™ฎ! ๐˜พ๐™–๐™ก๐™ก ๐™ช๐™จ ๐™–๐™ฉ 1300 98 38 61.  


Reward Yourself

Celebrate wins

๐‘๐ž๐ฐ๐š๐ซ๐ ๐ฒ๐จ๐ฎ๐ซ๐ฌ๐ž๐ฅ๐Ÿ ๐ฐ๐ก๐ž๐ง ๐ฒ๐จ๐ฎ ๐ ๐ž๐ญ ๐ญ๐ก๐š๐ญ ๐ฉ๐š๐ฒ ๐ซ๐š๐ข๐ฌ๐ž ๐›๐ž๐œ๐š๐ฎ๐ฌ๐ž ๐ฒ๐จ๐ฎ ๐๐ž๐ฌ๐ž๐ซ๐ฏ๐ž ๐ข๐ญ. However, it is also important to save for the future and be financially prepared, whether for your goals or emergency purposes. After celebrating your win, start re-structuring your monthly, weekly, and daily budget. It would also be practical to allocate more to your savings and emergency fund. The goal is long-term wealth. Do you want to be guided by an expert? Sort My Money will teach you how to plan your income so you keep all your hard-earned money intact. Email us at to learn more.  


Spending Money You Haven’t Earned

Never spend

๐’๐ฉ๐ž๐ง๐๐ข๐ง๐  ๐ฆ๐จ๐ง๐ž๐ฒ ๐ฒ๐จ๐ฎ ๐ก๐š๐ฏ๐ž๐งโ€™๐ญ ๐ž๐š๐ซ๐ง๐ž๐ = ๐๐ž๐›๐ญ. At some point, this habit will bring you into a downward spiral as you battle financial problems and the stress that comes with it. The mantra is easy- spend only the money you earned; and make sure you allocate it to necessities first. With this kind of attitude towards your finances, it becomes easier to feel relieved knowing your budget is all set for the month. Get in touch with our financial coach for more useful money tips. Email us at to learn more.