The Credit Card Trap

The credit card trap

Healthy saving habits bring about many benefits. With a sound financial plan and budget, you can easily avoid taking high-interest personal loans and concentrate more on saving for a much bigger goal with a much more significant impact. Learn more about the credit card trap and the benefits of delaying gratification from this podcast featuring Sort My Money’s David Rankin. Listen to the podcast here.  

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Debt Under Control

Debt Under Control

A professional budgeting consultant gets your debt under control by restructuring it and finding the best payback scheme suitable for you and your lender. With the help of budgeting, long-term planning, and implementing the right course of action, your balances will gradually reduce. Ultimately, your financial burden will become a thing of the past. Be guided by Sort My Money’s budgeting consultant today! Email us at info@sortmymoney.com.au to learn more. Check Financial Coach David Rankin here.  

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Worry-Free Debt Repayments

Worry-free debt repayment

If you are in financial distress and burdened by the monthly repayments to your lender, talking to our financial consultants just might be your solution. Sort My Money is licensed by ASIC and authorized to make arrangements with your creditors. Our qualified advisors have successfully helped many people in Australia pay back their loans and mortgages. This is certainly possible without the added financial strain. Message us today for a free consultation. Check Financial Coach David Rankin here.  

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Building a Budget

                Building a budget will always be advantageous. My grandfather was an accomplished builder. So the day he handed me a brick and a trowel and asked me if I would like to build something with him, I was excited. As an 11-year-old boy, I thought the pattern of bricks in a nearby wall looked simple enough – surely, therefore, there couldn’t be that much to it. How wrong I was! Managing your Money Fast forward to the present, and I find that people (mostly men, if I am honest) have much the […]

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Mandatory Comprehensive Credit Reporting and what it means for you…

Mandatory Comprehensive Credit Reporting and what it means for you… The Australian Government has proposed a change that mandates Comprehensive Credit Reporting (CCR) from 1st July 2018. Also known as positive credit reporting, the proposed CCR legislation mandates the reporting of positive, as well as negative, credit history – from Australia’s largest financial institutions. So what does this change mean for you? Today your credit history includes credit enquiries (such as applications for consumer credit and credit contracts) and negative information (such as significantly overdue accounts, defaults, serious credit infringements and public record information). Essentially, previously your credit reports only […]

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A Solution to your Resolution

It’s that time of year. You made your new year’s resolutions a matter of weeks ago, and now you’ve reached that make-or-break stage. Have they passed their expiry date, or are they still fresh? If the latter, you’re in with a chance. If they’ve gone stale on you, this might be the point at which you part company with them, for another year at least. Unless, of course, you’re prepared to look at – and address – the reasons why your resolutions have faded so quickly. In my experience, when it comes to setting a budget for the new year, the […]

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