How to Use Downtime to Clean Your Finances

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clean finances

๐ƒ๐ข๐ ๐ฒ๐จ๐ฎ ๐œ๐š๐ญ๐œ๐ก ๐ƒ๐š๐ฏ๐ข๐ ๐‘๐š๐ง๐ค๐ข๐งโ€™๐ฌ ๐ญ๐ข๐ฉ๐ฌ ๐จ๐ง ๐’๐ฆ๐š๐ซ๐ญ๐ƒ๐š๐ข๐ฅ๐ฒ? The article talks about how to use downtime to clean oneโ€™s finances. Here are the tips from David we thought were very helpful. Assess your current spending. Transfer direct debits into one account. Minimise unused vehicle costs. Reduce unnecessary and costly appointments. ๐ˆ๐Ÿ ๐ฒ๐จ๐ฎ ๐ง๐ž๐ž๐ ๐ฆ๐จ๐ซ๐ž ๐จ๐ซ๐ ๐š๐ง๐ข๐ณ๐š๐ญ๐ข๐จ๐ง ๐ข๐ง ๐ญ๐ž๐ซ๐ฆ๐ฌ ๐จ๐Ÿ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž๐ฌ, ๐ฌ๐ญ๐š๐ซ๐ญ ๐›๐ฒ ๐š๐ฌ๐ฌ๐ž๐ฌ๐ฌ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐ž๐ฑ๐ฉ๐ž๐ง๐๐ข๐ญ๐ฎ๐ซ๐ž๐ฌ ๐š๐ง๐ ๐œ๐ก๐ž๐œ๐ค๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐›๐ฎ๐๐ ๐ž๐ญ ๐ฅ๐ž๐š๐ค๐ฌ. Email us at info@sortmymoney.com.au to know more.  

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Assess Your Spending

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Assess Your Spending

โ€œWhat are you no longer spending money on every day that you are not really missing?โ€ – a question that David wants us to ask ourselves as we assess our finances. ๐€๐ฌ ๐ฅ๐ž๐ข๐ฌ๐ฎ๐ซ๐ž ๐ž๐ฑ๐ฉ๐ž๐ง๐ฌ๐ž๐ฌ ๐š๐ซ๐ž ๐ฉ๐ฎ๐ญ ๐จ๐ง ๐ก๐จ๐ฅ๐, ๐ฆ๐š๐ง๐ฒ ๐ก๐จ๐ฎ๐ฌ๐ž๐ก๐จ๐ฅ๐๐ฌ ๐š๐ซ๐ž ๐ฌ๐ž๐ž๐ข๐ง๐  ๐š ๐ฉ๐จ๐ฌ๐ข๐ญ๐ข๐ฏ๐ž ๐ž๐Ÿ๐Ÿ๐ž๐œ๐ญ ๐จ๐ง ๐ญ๐ก๐ž๐ข๐ซ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž๐ฌ. ๐’๐จ๐ฆ๐ž ๐จ๐Ÿ ๐ฎ๐ฌ ๐š๐ซ๐ž ๐ซ๐ž๐š๐ฅ๐ข๐ณ๐ข๐ง๐  ๐ญ๐ก๐š๐ญ ๐ญ๐ก๐ž ๐ข๐ญ๐ž๐ฆ๐ฌ ๐ฐ๐ž ๐ฎ๐ฌ๐ž๐ ๐ญ๐จ ๐›๐ฎ๐ฒ ๐จ๐ง ๐ญ๐ก๐ž ๐ฐ๐š๐ฒ ๐ญ๐จ ๐ฐ๐จ๐ซ๐ค ๐š๐ซ๐ž ๐ง๐จ๐ญ ๐ง๐ž๐œ๐ž๐ฌ๐ฌ๐š๐ซ๐ฒ. โ€œLunches, coffees, and convenience foods on the way to and from work are no longer eating into many household budgets,” David adds. Email us at info@sortmymoney.com.au to find out more.  

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Start Your Journey to Financial Freedom

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Financial Feedom

๐™‰๐™ค๐™ฉ๐™๐™ž๐™ฃ๐™œ ๐™ž๐™จ ๐™จ๐™ฉ๐™ค๐™ฅ๐™ฅ๐™ž๐™ฃ๐™œ ๐™ฎ๐™ค๐™ช ๐™›๐™ง๐™ค๐™ข ๐™›๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™ž๐™–๐™ก ๐™ก๐™ž๐™ฉ๐™š๐™ง๐™–๐™˜๐™ฎ ๐™–๐™ฃ๐™™ ๐™จ๐™ฉ๐™–๐™ง๐™ฉ๐™ž๐™ฃ๐™œ ๐™ฎ๐™ค๐™ช๐™ง ๐™Ÿ๐™ค๐™ช๐™ง๐™ฃ๐™š๐™ฎ ๐™ฉ๐™ค ๐™›๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™ž๐™–๐™ก ๐™›๐™ง๐™š๐™š๐™™๐™ค๐™ข. Money advice is easily available on various platforms, especially as we are scrolling through social media. However, with the amount of information you can learn these days, it can feel overwhelming, and sometimes you just need a clear-cut option. Learn easy money tricks from our professional budgeting expert. Call us at 1300 98 38 61 today!  

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How Many Bank Accounts Do You Really Need?

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bank account

David gives us his thoughts on hoarding bank accounts and why simple, streamlined accounts work better. In addition, a separate โ€˜living expensesโ€™ account allows you to seeโ€“ at a glance โ€“ how much you have to spend for the rest of the week. Find out what your main transaction account should be used for and why you need it. Check out this podcast to learn more.  

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Increase Your Credit Score

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credit score

Misconceptions about credit scores are common, and bad choices can contribute to its decrease. Increase your credit score with these tips provided by David Rankin, one of Australia’s top financial coaches. If you are trying to fix your credit score, we recommend consulting with a professional budgeting coach and receiving a run-through of your best options. Click here to learn more about how to improve your credit card rating from David’s podcast on Performance.  

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Examine How Much You Spend on Small Things

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Cost Cutting Tips

Davidโ€™s approach is to examine how much you spend on small things. In fact on everything! It is only once you have a comprehensive overview of your finances that you can decide what needs to stay and what needs to go. Also, if you overlook certain costs when planning your finances, when these costs do come up, they will take you by surprise and derail your new budget. If, though, you have factored them in, you will take them in your stride and your new budget will be here to stay. Increase your chances of success by capturing the whole […]

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