personal finance Archives - Page 17 of 59

Your Budget is the Key to Success

on May 8, 2023

If you’re starting to evaluate your finances, it’s important to recognise that your budget is the key to success. Maybe you feel overwhelmed with debt, aren’t sure where to begin, or just want to improve your financial situation. Regardless of your starting point, it’s crucial to establish a realistic plan that works for you. One effective strategy is to prioritise your financial goals and set realistic deadlines. Experts often recommend paying off high-interest debt before building an emergency fund, but that may not be feasible for everyone. Start by assessing your current situation and creating a budget that allows you […]

The Power of Financial Discipline: How Small Steps Lead to Big Results

on May 5, 2023

Discipline is often seen as a daunting word, but in reality, it is a key ingredient for success in any aspect of life. Whether it’s with our health, finances, relationships, or work, discipline plays a vital role in achieving our goals. At first, discipline can seem painful and uncomfortable, but that discomfort is just a temporary feeling. Once we start taking small steps towards our goals, each step becomes easier, and the progress we make adds up. It’s like building a muscle; the more we exercise it, the stronger it gets. If we allow bad habits to take over our […]

Unlocking Your Financial Potential: How Financial Coaching Can Turbo Charge Your Journey

on May 3, 2023

Do you feel like your finances are stuck in a holding pattern, preventing you from achieving your financial goals? You’re not alone. Many people find themselves in a similar situation, lacking the perspective needed to make positive changes and reach new heights. But don’t worry – there’s a way out of this financial rut. Financial Coach David Rankin has the expertise to help you create successful money habits and budget planning, enabling you to take control of your finances and achieve your long-held ambitions. By working with a financial coach, you can learn how to make the most of your […]

Embracing Setbacks: How Confronting Financial Mistakes Can Lead to Success

on May 1, 2023

Are you struggling to stick to your financial goals? Do temptations often get in the way and derail your progress? Don’t worry, you’re not alone. Many people struggle with sticking to their financial plans, but the key to success is to confront the setbacks head-on. It can be easy to bury your head in the sand when you’ve had a setback, but that will only lead to more problems in the future. Instead, take a good look at yourself in the mirror and acknowledge the mistake you made. It may be painful, but it’s the only way to learn from […]

How Is Your Money Management?

on April 28, 2023

Delayed gratification is indeed an essential aspect of good money management. Being able to resist the temptation of immediate pleasure and instead save or invest money can lead to long-term financial stability and success. It requires discipline, self-control, and the ability to prioritise long-term goals over short-term desires. Learning to say “no” to yourself when it comes to spending money is crucial for creating a sustainable budget and staying within your means. It can be challenging, especially in a society that values instant gratification and consumerism, but with practice and perseverance, it can become a habit that supports your financial […]

Focus On Your Financial Goals

on April 26, 2023

The first step to changing your world is to change your thoughts, but turning that idea into life takes time. It is important to accept that changing our lives takes time. Some people often get ahead of themselves and are easily discouraged by the amount of work needed to turn their ideas into reality. It’s just a matter of focusing on smaller manageable steps rather than the larger milestones. For more budgeting tips and advice, call us at 1300 98 38 61 or email us at info@sortmymoney.com.au to learn more.