Words have the power to inspire. They also have the power to inspire fear. Like anything in life, it all depends on which way you choose to look at it. One word that tends to get a bad press is ‘discipline’. If you look no further than the process of discipline, enthusiasm will be in short supply. If, though, you focus on the wonderful outcomes that discipline gives rise to, it’s difficult not to be inspired. The Oxford English Dictionary defines discipline as ‘controlled behaviour’. Bringing discipline to bear on your money by controlling your day-to-day financial behaviour in the framework of a personal […]
It Ain’t Over Till It’s Over
Yogi Berra, who died recently, was as much famous for his ‘Yogi-isms’ as he was for his distinguished professional baseball career. Indeed, it could be argued, it was these Yogi-isms that globalised his fame. By leaving his indelible mark on the English language, his influence went far beyond any one sport or country and extended throughout the English-speaking world. His legacy of wit and wisdom includes, “When you come to a fork in the road, take it”, “You can observe a lot by just watching”, and the celebrated, “It ain’t over till it’s over.” This last truism (‘a claim that […]
Taming the Plastic
Used correctly, 0%- or low-interest credit card balance transfers can be an extremely effective tool in paying off credit card debt as part of a planned personal budget. High interest debt is a bit like sugar in our diet, with credit cards being the financial equivalent of high-calorie desserts. Of course, just like a sweet treat, credit cards do have their place. Once card repayments start to dominate our finances, though, it’s like sitting down to an entrée of cherry pie, a main course of sticky date, and a desert of chocolate gateau. That once mouth-watering credit card quickly becomes […]