Used correctly, 0%- or low-interest credit card balance transfers can be an extremely effective tool in paying off credit card debt as part of a planned personal budget. High interest debt is a bit like sugar in our diet, with credit cards being the financial equivalent of high-calorie desserts. Of course, just like a sweet treat, credit cards do have their place. Once card repayments start to dominate our finances, though, it’s like sitting down to an entrée of cherry pie, a main course of sticky date, and a desert of chocolate gateau. That once mouth-watering credit card quickly becomes […]
Simple Steps to Financial Freedom
If you were to ask them, most people would admit that they are not in control of their day-to-day finances. Anything in life that is out of control – even slightly – is preventing us from being all we can be. It doesn’t have to be this way, though. With some know-how and a little practice, you can become an accomplished money manager by setting and living by a budget. You can tame your finances to obey your wishes and enable your dreams. When training your money, the best place to start is with that most volatile piece of your […]