Stop Paying Extra

mobile plan

Lots of people donโ€™t realise the amount of money saved from changing your mobile plan. When you realise, for example, that your mobile phone is now out of contract so you can save over $1k a year by going BYO instead. โ€œ๐–๐ข๐ญ๐ก ๐ญ๐ก๐ž ๐ฐ๐ซ๐จ๐ง๐  ๐๐š๐ญ๐š ๐ฉ๐ฅ๐š๐ง, ๐ฒ๐จ๐ฎโ€™๐ฅ๐ฅ ๐›๐ž ๐ฉ๐š๐ฒ๐ข๐ง๐  ๐ž๐ฑ๐ญ๐ซ๐š ๐จ๐ง ๐š ๐ซ๐ž๐ ๐ฎ๐ฅ๐š๐ซ ๐›๐š๐ฌ๐ข๐ฌ. ๐€ ๐ ๐ž๐ง๐ž๐ซ๐จ๐ฎ๐ฌ ๐๐š๐ญ๐š ๐ฉ๐ฅ๐š๐ง ๐œ๐š๐ง ๐ญ๐ฎ๐ซ๐ง ๐จ๐ฎ๐ญ ๐ญ๐จ ๐›๐ž ๐š ๐ฐ๐ข๐ฌ๐ž ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ.โ€ Need to know more tips like this? Email us at info@sortmymoney.com.au.  

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Try Bill Smoothing

bill smoothing

Infrequent utility bills can sometimes catch you off-guard. Bill smoothing involves a weekly, fortnightly, or monthly debiting by your provider. Based on historic usage, a consistent amount will be debited from your account, preventing you from making infrequent payments again. ๐™๐™๐™š ๐™—๐™š๐™จ๐™ฉ ๐™ฉ๐™ž๐™ข๐™š ๐™›๐™ค๐™ง ๐™—๐™ž๐™ก๐™ก-๐™จ๐™ข๐™ค๐™ค๐™ฉ๐™๐™ž๐™ฃ๐™œ ๐™™๐™š๐™—๐™ž๐™ฉ๐™จ ๐™ฉ๐™ค ๐™ค๐™˜๐™˜๐™ช๐™ง ๐™ž๐™จ ๐™–๐™ฉ ๐™ก๐™š๐™–๐™จ๐™ฉ ๐™ค๐™ฃ๐™š ๐™™๐™–๐™ฎ ๐™–๐™›๐™ฉ๐™š๐™ง ๐™ฅ๐™–๐™ฎ๐™™๐™–๐™ฎ. Will you be giving this a try? If you’re already doing bill smoothing, let us know how it’s going for you. Email us at info@sortmymoney.com.au.  

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Set Reminders for Regular Monthly Payments

Payments

๐ƒ๐จ๐งโ€™๐ญ ๐›๐ž ๐ฅ๐š๐ญ๐ž! Set a reminder for your regular monthly payments, so they donโ€™t take you by surprise. A forgotten bill can become a setback, especially when the budget is tight. ๐™†๐™š๐™š๐™ฅ๐™ž๐™ฃ๐™œ ๐™– ๐™™๐™ž๐™–๐™ง๐™ฎ ๐™ค๐™› ๐™ง๐™š๐™œ๐™ช๐™ก๐™–๐™ง ๐™ฅ๐™–๐™ฎ๐™ข๐™š๐™ฃ๐™ฉ๐™จ, ๐™˜๐™ค๐™ฃ๐™จ๐™ค๐™ก๐™ž๐™™๐™–๐™ฉ๐™ž๐™ฃ๐™œ ๐™—๐™ž๐™ก๐™ก๐™จ, ๐™–๐™ฃ๐™™ ๐™–๐™ช๐™ฉ๐™ค๐™ข๐™–๐™ฉ๐™ž๐™ฃ๐™œ ๐™ฅ๐™–๐™ฎ๐™ข๐™š๐™ฃ๐™ฉ๐™จ ๐™–๐™ง๐™š ๐™Ÿ๐™ช๐™จ๐™ฉ ๐™จ๐™ค๐™ข๐™š ๐™ค๐™› ๐™ฉ๐™๐™š ๐™จ๐™ž๐™ข๐™ฅ๐™ก๐™š ๐™ฉ๐™ง๐™ž๐™˜๐™ ๐™จ ๐™ฉ๐™๐™–๐™ฉ ๐™ฌ๐™š ๐™ช๐™จ๐™š. For a personalised financial plan, consult with our financial coach today. Email us your enquiries at info@sortmymoney.com.au.  

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Review Your Regular Expenditures

Expenses

Lots of beauty appointments in your schedule? David Rankin was interviewed for SmartDaily and our favourite tip is something many of us can relate to, just because these expenditures are often small but regular. David says, โ€œBecause gym memberships, brows, waxing, nails, and pedicures are costs and appointments that tend to be on autopilot, they soon add up – is it possible to get by without them or to reduce what you spend on them?โ€ At first, it can seem impossible to ditch old habits, but the sooner you start, the sooner you achieve financial stability. Need financial advice from […]

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Examine How Much You Spend on Small Things

Cost Cutting Tips

Davidโ€™s approach is to examine how much you spend on small things. In fact on everything! It is only once you have a comprehensive overview of your finances that you can decide what needs to stay and what needs to go. Also, if you overlook certain costs when planning your finances, when these costs do come up, they will take you by surprise and derail your new budget. If, though, you have factored them in, you will take them in your stride and your new budget will be here to stay. Increase your chances of success by capturing the whole […]

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Become Better Off Now

Money Micro

Looking to get better off now?ย If you are as serious as we are about achieving optimum financial outcomes in the short term, no part of your finances is too small or too insignificant for you start getting better offย ๐ง๐จ๐ฐ. In fact, in our relentless determination to make you better off, Sort My Money leaves no financial stone unturned to help you get your financial s**t together! In our view, there is no such thing as minor or unimportant expenses โ€“ they are all significant and they all represent the potential to make you better off now. Have you tried budgeting […]

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