Often, an income increase leads to higher spending due to an increased standard of living. It’s normal and it happens to many people. However, once you’ve found a budget that works for you and allows the occasional pleasures in life, make sure you maintain that. Resist the temptation to increase your outgoings and you’ll see how easy it is to reach your saving goals. Do you need more motivation to get started? Sort My Money can help you. Email us at info@sortmymoney.com.au to learn more.
𝐈𝐟 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐥𝐨𝐨𝐤𝐢𝐧𝐠 𝐭𝐨 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐞 𝐲𝐨𝐮𝐫 𝐬𝐚𝐯𝐢𝐧𝐠𝐬 𝐰𝐢𝐭𝐡 𝐥𝐢𝐭𝐭𝐥𝐞 𝐞𝐟𝐟𝐨𝐫𝐭 𝐟𝐫𝐨𝐦 𝐲𝐨𝐮𝐫 𝐬𝐢𝐝𝐞, 𝐬𝐭𝐚𝐫𝐭 𝐛𝐲 𝐫𝐞𝐝𝐮𝐜𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐞𝐱𝐭𝐫𝐚 𝐬𝐩𝐞𝐧𝐝𝐢𝐧𝐠𝐬. It’s simple because you do not need to negotiate these changes with anyone but you! Compared to settling balances with creditors and financial officers, choosing to reduce your expenditure is the easier method. With no one else but yourself to tell you where to start, the process becomes more personalized and easier to achieve. Do you need advice to get you started? Email us at info@sortmymoney.com.au to learn more.
Mastering your money can be hard especially when you’ve had the habit for years. 𝐘𝐨𝐮 𝐧𝐞𝐞𝐝 𝐭𝐡𝐞 𝐰𝐢𝐥𝐥 𝐚𝐬 𝐦𝐮𝐜𝐡 𝐚𝐬 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 𝐭𝐡𝐞 𝐫𝐢𝐠𝐡𝐭 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐞𝐬. Make sure your goal is towards a better life because, in the end, this journey is about becoming happier by deciding what’s important to you and taking action accordingly – so that money, food or nicotine is no longer calling the shots. Do you need good advice? Email us at info@sortmymoney.com.au to learn more.
𝐄𝐯𝐞𝐫𝐲 $𝟏𝟎𝟎 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐬𝐩𝐞𝐧𝐝𝐢𝐧𝐠 𝐨𝐧 𝐛𝐨𝐮𝐠𝐡𝐭 𝐥𝐮𝐧𝐜𝐡𝐞𝐬, 𝐭𝐚𝐤𝐞-𝐚𝐰𝐚𝐲𝐬, 𝐜𝐨𝐟𝐟𝐞𝐞𝐬 𝐞𝐚𝐜𝐡 𝐰𝐞𝐞𝐤 𝐫𝐞𝐩𝐫𝐞𝐬𝐞𝐧𝐭𝐬 $𝟓,𝟎𝟎𝟎 𝐨𝐟 𝐚𝐟𝐭𝐞𝐫-𝐭𝐚𝐱 𝐬𝐚𝐯𝐢𝐧𝐠𝐬 𝐰𝐡𝐢𝐜𝐡 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐟𝐨𝐫𝐞𝐠𝐨𝐢𝐧𝐠 𝐞𝐚𝐜𝐡 𝐲𝐞𝐚𝐫. That few dollars you’re spending every day can accumulate and help you kick-start your business or fund your dream home, and the first challenge for you is to start packing lunches to work. In a few months, you’ll start seeing serious results in your change of habit. Do you want to know more? Email us at info@sortmymoney.com.au.
𝐀𝐧 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐢𝐧 𝐚 $𝟐𝟎𝟎 𝐚𝐩𝐩𝐥𝐢𝐚𝐧𝐜𝐞 𝐜𝐨𝐮𝐥𝐝 𝐬𝐚𝐯𝐞 𝐲𝐨𝐮 𝐭𝐡𝐨𝐮𝐬𝐚𝐧𝐝𝐬 𝐞𝐚𝐜𝐡 𝐲𝐞𝐚𝐫. If you spend a significant amount of money at coffee shops, it’s probably best to invest in a good quality coffee machine. Aside from the savings, you get to be your own barista, customize your own coffee blend, and explore the flavour that works for you. Take something you always consume or do and see if you can save money by doing it yourself at home. 𝙈𝙖𝙭𝙞𝙢𝙞𝙨𝙚 𝙮𝙤𝙪𝙧 𝙨𝙖𝙫𝙞𝙣𝙜𝙨 𝙩𝙤𝙙𝙖𝙮! 𝙇𝙚𝙩 𝙤𝙪𝙧 𝙥𝙧𝙤𝙛𝙚𝙨𝙨𝙞𝙤𝙣𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙖𝙙𝙫𝙞𝙨𝙤𝙧 𝙝𝙚𝙡𝙥 𝙠𝙞𝙘𝙠-𝙨𝙩𝙖𝙧𝙩 𝙮𝙤𝙪𝙧 𝙟𝙤𝙪𝙧𝙣𝙚𝙮 𝙩𝙤 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙛𝙧𝙚𝙚𝙙𝙤𝙢. Email us at info@sortmymoney.com.au to learn […]
You need to systematize your finances. Once you have an overview of your automated payment amounts and dates, you go from being the mechanic to the driver of your finances. All payments come out of a single bank account makes this role even easier: a single “dashboard” for your daily internet banking check-in. Learn how to effectively streamline your accounts. Email us at info@sortmymoney.com.au to know more.