4 handy tips for a family holiday on a budget | Plan and save for your next getaway!

holiday on a budget

There’s nothing quite like packing your bags and preparing for a fun getaway! But if you’ve got young children, you’ll know that it can be quite a task juggling all the necessary task to get on the road. The last worry you need is meeting your financial requirements, so plan ahead with your family holiday budget… We have come up with four tips which we think will help get you started! 1. Bag a bargain flight. One major way to save money when planning a family holiday is by shopping around for flights. Most obviously, travelling during an off peak period […]

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Expecting some extra cash? Don’t let it go to waste! | Budgeting Advice

budgeting advice

One big mistake people often make when budgeting for their personal expenses is spending up big when a increase in payment comes along. Expecting a pay rise? Perhaps you have a bonus coming up, a large tax return on the horizon or you’re about to increase your income with a second job… A valuable piece of budgeting advice that everyone (no matter their income) should consider, is when you’re expecting extra income, not to spend it before it arrives – instead, consider putting some away. It sounds obvious. But it’s a trap that often sees people spend money before they […]

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Sort My Money founder David Rankin chats with Channel Nine’s Today Extra

budgeting service

Sonia and David from Channel Nine’s Today Extra caught up with Sort My Money founder, David Rankin, to ask him for personal budgeting tips that stick. David and his team are assisting everyday Australian’s in achieving financial stability, working towards their financial goals and changing their money habits. Sort My Money charges the lowest fees – including no establishment fee or lock-in period – of any personal budgeting company in Australia. View the video below. Interview Transcript: DAVID (PRESENTER): We’re going to uncover the easy habits that you can put into action right now, today, to make your life better […]

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Personal Budgeting is Not About Scarcity

personal budgeting

Many people associate a budget with scarcity, and that’s where they come unstuck. Once you understand that personal budgeting is all about abundance – and having an allowance for everything – that’s when it becomes fun. And, when it becomes fun, it becomes sustainable! An effective budget includes financial goals and aligns spending to those goals. For most individuals, general living expenses are the largest part of their budget and smaller amounts are set aside for long-term goals such as buying a home, starting a family, travelling or starting a business. Without a budget, it can be difficult to save […]

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Budgeting for an Investment Property | The Hidden Costs | Personal Budgeting

Anyone that owns an investment property knows that is comes with expenses. Whilst in the long term, investment properties can be a fantastic asset thanks to equity appreciation, it’s important to factor in – and budget for – those extra costs that people often forget about.   Often people only consider interest and mortgage repayments when they consider purchasing an investment property, but in reality, there are other costs involved… So before committing to a long-term investment, ensure that you can cater for the following expenses so that your investment property does not cause you unnecessary stress! Insurance: Whilst you […]

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Renovating and Budgets | Personal Budgeting

renovation budgets

Your reno wish list might be limitless, but remember that your bank account isn’t!   Home renovations can soak up your spare cash like nothing else, therefore renovation budgets are imperative if you want to avoid unnecessary costs. Treat renos like a project. It’s up to you to ensure they come in on budget – because not doing so can be quite a costly lesson. You want your home to look fantastic and be practical for the whole family. But remember you should also consider which renovations will increase your property’s value. Renovation budgets assist people in deciding where best […]

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