Be Disciplined in Spending

Shopping๐†๐ฎ๐ข๐ฅ๐ญ-๐Ÿ๐ซ๐ž๐ž ๐ฌ๐ก๐จ๐ฉ๐ฉ๐ข๐ง๐  ๐ข๐ฌ ๐๐ข๐ฌ๐œ๐ข๐ฉ๐ฅ๐ข๐ง๐ž๐ ๐ฌ๐ฉ๐ž๐ง๐๐ข๐ง๐ .

The trick is to keep an incidentals bank account solely for discretionary and emergency spending. Often, we are told not to spend and just save everything we can, but thatโ€™s not realistic. In short, this bank account will be for all the things that make real-life just that โ€ฆ real.

๐™‹๐™ช๐™ฉ ๐™–๐™จ๐™ž๐™™๐™š ๐™– ๐™—๐™ช๐™™๐™œ๐™š๐™ฉ ๐™›๐™ค๐™ง ๐™˜๐™ก๐™ค๐™ฉ๐™๐™ž๐™ฃ๐™œ, ๐™จ๐™๐™ค๐™š๐™จ, ๐™˜๐™ค๐™ฃ๐™˜๐™š๐™ง๐™ฉ ๐™ฉ๐™ž๐™˜๐™ ๐™š๐™ฉ๐™จ, ๐™ช๐™ง๐™œ๐™š๐™ฃ๐™ฉ ๐™™๐™š๐™ฃ๐™ฉ๐™–๐™ก ๐™–๐™ฅ๐™ฅ๐™ค๐™ž๐™ฃ๐™ฉ๐™ข๐™š๐™ฃ๐™ฉ๐™จ, ๐™›๐™ž๐™ฃ๐™š๐™จ, ๐™š๐™ฉ๐™˜., ๐™–๐™ฃ๐™™ ๐™™๐™ค๐™ฃโ€™๐™ฉ ๐™จ๐™ฅ๐™š๐™ฃ๐™™ ๐™ž๐™ฉ ๐™ค๐™ฃ ๐™–๐™ฃ๐™ฎ๐™ฉ๐™๐™ž๐™ฃ๐™œ ๐™š๐™ก๐™จ๐™š.

Now itโ€™s up to you to decide if you want to spend your discretionary fund every month or let it accumulate. Need to learn more? Email us at info@sortmymoney.com.au.