Proactive Financial Management

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financial management

๐–๐ก๐ž๐ง ๐ฐ๐š๐ฌ ๐ญ๐ก๐ž ๐ฅ๐š๐ฌ๐ญ ๐ญ๐ข๐ฆ๐ž ๐ฒ๐จ๐ฎ ๐ฅ๐จ๐จ๐ค๐ž๐ ๐ญ๐ก๐ซ๐จ๐ฎ๐ ๐ก ๐ฒ๐จ๐ฎ๐ซ ๐๐ข๐ซ๐ž๐œ๐ญ ๐๐ž๐›๐ข๐ญ๐ฌ? You might be surprised about how many so-called providers are – in reality – providing either nothing at all or something you do not need. Many such providers rely on you being asleep at the financial wheel – so their debits from your account can pass unnoticed. In other words, it helps to be proactive with your finances. Get proper financial planning with help from an expert. Email us at info@sortmymoney.com.au or call us at 1300 98 38 61.  

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Should You Spend Your Money?

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Spend your money

๐‹๐จ๐ญ๐ฌ ๐จ๐Ÿ ๐ฉ๐ž๐จ๐ฉ๐ฅ๐ž ๐Ÿ๐ข๐ง๐ ๐œ๐จ๐ฆ๐Ÿ๐จ๐ซ๐ญ ๐ข๐ง ๐ฌ๐ฉ๐ž๐ง๐๐ข๐ง๐  ๐ญ๐ก๐ž๐ข๐ซ ๐ฆ๐จ๐ง๐ž๐ฒ. ๐€๐ง๐ ๐ญ๐ก๐š๐ญ ๐ฆ๐ข๐ ๐ก๐ญ ๐ง๐จ๐ญ ๐›๐ž ๐ญ๐ก๐ž ๐ฐ๐จ๐ซ๐ฌ๐ญ ๐ญ๐ก๐ข๐ง๐  ๐ฒ๐จ๐ฎ ๐œ๐š๐ง ๐๐จ ๐ข๐Ÿ ๐ฒ๐จ๐ฎ ๐š๐ซ๐ž ๐ญ๐ซ๐ฒ๐ข๐ง๐  ๐ญ๐จ ๐ฌ๐š๐ฏ๐ž ๐Ÿ๐จ๐ซ ๐ฒ๐จ๐ฎ๐ซ ๐ ๐จ๐š๐ฅ๐ฌ. According to David Rankin, our expert financial coach, some expenses bring more benefits. Being able to spend money on the things you want and need and still get ahead is true money mastery. Learn from the best. Click here and check out this article on 10 things you can spend whatever amount you want on.  

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Plan Your Travel

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Travel

๐“๐ก๐ž ๐ฐ๐š๐ฒ ๐ฒ๐จ๐ฎ ๐ฆ๐š๐ง๐š๐ ๐ž ๐ญ๐ก๐ž ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐š๐ฌ๐ฉ๐ž๐œ๐ญ ๐จ๐Ÿ ๐ญ๐ซ๐š๐ฏ๐ž๐ฅ ๐ข๐ฌ ๐š ๐›๐š๐ซ๐จ๐ฆ๐ž๐ญ๐ž๐ซ ๐จ๐Ÿ ๐ก๐จ๐ฐ ๐ฒ๐จ๐ฎ ๐š๐ซ๐ž ๐ฐ๐ข๐ญ๐ก ๐ฆ๐จ๐ง๐ž๐ฒ. Tourism will be back on the agenda eventually and now is our chance to reset financial habits before the travel tap turns back on. Plan your fare, accommodation, and extra spendings. Round up your numbers and start saving as soon as today for that much-awaited trip. Check out more financial tips on travel from Davidโ€™s podcast.  

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Review Your Subscriptions

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Subscriptions

๐˜๐จ๐ฎ ๐œ๐š๐ง ๐ก๐š๐ฏ๐ž ๐ฆ๐ฎ๐ฅ๐ญ๐ข๐ฉ๐ฅ๐ž ๐ฌ๐ญ๐ซ๐ž๐š๐ฆ๐ข๐ง๐  ๐ฌ๐ž๐ซ๐ฏ๐ข๐œ๐ž๐ฌ ๐š๐ง๐ ๐ฌ๐ญ๐ข๐ฅ๐ฅ ๐ ๐ซ๐š๐ฏ๐ข๐ญ๐š๐ญ๐ž ๐ญ๐จ๐ฐ๐š๐ซ๐๐ฌ ๐š ๐Ÿ๐š๐ฏ๐จ๐ซ๐ข๐ญ๐ž. ๐’๐จ, ๐–๐ก๐ฒ ๐ง๐จ๐ญ ๐ค๐ž๐ž๐ฉ ๐จ๐ง๐ž ๐š๐ง๐ ๐ฅ๐ž๐ญ ๐ญ๐ก๐ž ๐จ๐ญ๐ก๐ž๐ซ๐ฌ ๐ ๐จ? Assess which service your family uses more and which ones you need. Do you want access to local stations and broadcasts? Are you into movies and series? Is the monthly premium subscription worth it? If you canโ€™t let a certain streaming service go, try splitting the bill with a relative or a friend. Plenty of people are doing this. How about you? Which subscriptions can you not live without? Let Sort My Money help you on matters like […]

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Are You Ready to Finance a New Property?

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investment decision

๐๐ฎ๐ฒ๐ข๐ง๐  ๐š ๐ก๐จ๐ฆ๐ž ๐ข๐ฌ ๐š ๐ฆ๐š๐ญ๐ญ๐ž๐ซ ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ž ๐ก๐ž๐š๐, ๐ง๐จ๐ญ ๐ฃ๐ฎ๐ฌ๐ญ ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ž ๐ก๐ž๐š๐ซ๐ญ- ๐ž๐ฌ๐ฉ๐ž๐œ๐ข๐š๐ฅ๐ฅ๐ฒ ๐ฐ๐ก๐ž๐ง ๐ฒ๐จ๐ฎ ๐š๐ซ๐ž ๐ฉ๐ฅ๐š๐ง๐ง๐ข๐ง๐  ๐ญ๐จ ๐จ๐ฐ๐ง ๐š ๐ก๐จ๐ฅ๐ข๐๐š๐ฒ ๐ก๐จ๐ฆ๐ž. Sure, a beachfront house or a home in the countryside sounds awesome, but only until you can finance it. So, the first question to ask yourself is โ€˜can you afford to finance the new property?โ€™. โ€œIt should also be made in the knowledge that no investment is guaranteed to succeedโ€, David says. Therefore, it is also important to take into account the costs of potential failure in order to have a better chance of success. Get […]

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Consider Renting Before Purchasing

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buying a holiday home

โ€œ๐—œ๐˜โ€™๐˜€ ๐—ฎ ๐—ด๐—ผ๐—ผ๐—ฑ ๐—ถ๐—ฑ๐—ฒ๐—ฎ ๐˜๐—ผ ๐—ต๐—ถ๐—ฟ๐—ฒ ๐—ฎ ๐—ต๐—ผ๐—น๐—ถ๐—ฑ๐—ฎ๐˜† ๐—ต๐—ผ๐˜‚๐˜€๐—ฒ ๐—ฎ๐˜ ๐—น๐—ฒ๐—ฎ๐˜€๐˜ ๐—ผ๐—ป๐—ฐ๐—ฒ ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐—ฐ๐—ผ๐—บ๐—บ๐—ถ๐˜๐˜๐—ถ๐—ป๐—ด ๐˜๐—ผ ๐—ฝ๐˜‚๐—ฟ๐—ฐ๐—ต๐—ฎ๐˜€๐—ฒ ๐—ผ๐—ป๐—ฒ,” ๐˜ฟ๐™–๐™ซ๐™ž๐™™ ๐™จ๐™–๐™ฎ๐™จ. Davidโ€™s tip is to spend a few days, or even weeks, renting a holiday home before deciding whether to purchase one. Some people find that this period manages to scratch the holiday home itch and save themselves from expenses. Got questions about your upcoming home purchase? Consult with our professional financial coach. Email us at info@sortmymoney.com.au.  

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